Student Credit Finance

Learn Finance! Manage College Finances, Money, Credit and Loans at school and beyond.

The New Kid at School: cuStudentLoans

A Quick Review of cuStudentLoans

As the cost of education surges miles ahead of federal funding for students families across the nation have no choice but to turn to private loans as a way to close the gap.
Credit Unions are nonprofit financial institutions providing a host of financial solutions to its members.  If you need a student loan with low interest rates and fast pre-approval then cuStudentLoans is what you need. Read more…

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College Credit Card Debt Explained

Student loans, the rising costs of tuition and textbooks are all necessary evils of getting a college education but they pale in comparison to the temptation of maxing out college credit cards. The pressures of passing exams are nothing compared to the financial burdens of mounting credit card debt that many students face. Read more…

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Credit, Debit and Loans Explained

Credit Card

A credit card is used to purchase items or services. Most credit cards will have a limited amount of funds available. The amount available on the credit card is determined by an individual’s credit score and earnings.

Most cards offer the holder a grace period following the purchase. During this grace period, if the balance is paid in full, no interest will accumulate. However, if it is not paid in full, interest begins accumulating.­ Read more…

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Future of Prepaid Debit Card Usage

By guest writer Amanda Foley, PrepaidDebitCards.net

As consumers grow in greater strength, and divert from credit to debit cards – drawn by expediency and lack of interest bills – banks are starting to offer a lot of debit card perks to protect bank shares. With the money they earn from the users of debit cards, Read more…

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Is a Private College Loan Worth Apply for?

Student Credit Finance is located at www.studentcredit.org

Is it worth applying for a Private College Loan?

College graduates earn more than school graduates and certainly there is less unemployment, so, it is worth the effort in the long run to apply for a college loan, whether it is private or federal.  The answer can only be answered on a student by student, case by case basis. Read more…

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Private Loans & Loan Consolidation

Private Loans & Loan Consolidation: Things That You Should Know

Before you avail of a private loan, you should know a lot of things about student loans, private student loans and loan consolidation. This article will focus on the things that you should know about these types of loans that can help you decide whether to take it or not.

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College Student Loans

College Student Loans: Helpful Reforms that will help

In recent months the Obama administration has already taken the necessary steps in order to have some reforms regarding the college student loans system in American education. With these new reforms, students will be able to get more benefits while applying for student loans. These benefits include the following Read more…

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Home Equity Loans for College Financing

Home Equity Loans for College Financing

With banks and lenders still being tight with credit approvals, many families are trying to find a way to pay for all of the costs of the childern(s) annual college education. Surprisingly, some families are turning to home equity loans to meet the “financial aid gap.”

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Make Your Student Credit Card Work For You

The purpose of any credit card is to have the credit card company credit you a loan for a certain length of time. Along with this credit card will come a credit card limit. How will they determine your credit limit?

MAY UPDATE: College students can still find a student credit card over at StudentCreditCards.com Read more…

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Finding Student Credit Cards Online

There are several websites online which offer helpful information about credit cards including Visa, AmericanExpress.com. Also, StudentCreditCards.com lists the top student credit cards as well as informative tips and insight to properly managing and using a credit card. Read more…

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