Our mantra: Do not over-borrow and you will not over-spend.
Avoid purchasing anything you did not go in to the store for. Avoid impulse and cash register buys.
Use a debit card or cash when possible when paying for holiday gifts.
If you have a fixed source of income (grocery money from parents), consider buying groceries with a credit card and pay off the total cost of groceries each month to the credit card company. This can help establish consistency.
Don’t spend money on a bet. That is called betting, not spending. If you go to Vegas leave your credit cards in the safe of your room. Remember the combo 
Another spending tip: if you have alternative or student loan funds, make sure tuition is covered before cashing any check, as that check might be for you to sign over to the controller’s office.
No comments
You must be logged in to post a comment.